Stocks – one of the most popular and widely discussed investment opportunities in the world. If you are new to the world of investing, you might have heard the term “stock” but may not know exactly what it means or how it works. Simply put, stocks represent ownership in a company, and buying stocks means buying a piece of
First, yes buying insurance is important. Nobody likes to think about things going wrong. But as Mike Tyson famously said: “everybody has a plan before getting punched in the face.” The real question in life isn’t whether things will ever go wrong, but what will happen when things inevitably do. Buying insurance is one of those facts of life,
The Covid-19 pandemic was a strange time for the stock market. You probably heard about it.  Maybe you even bought a few stocks yourself. The years since lockdowns sequestered billions of people in their homes with little else to do has seen a massive boom in interest in passive income and investing strategy. “Meme stocks” and the online forums
Despite numerous rate hikes by the Fed and various national banks around the world, inflation is still projected to run at nearly double the rate that the US Congressional Budget Office (CBO) predicted a year ago, with current predictions suggesting that it will amount to about 4% for the year. So how can you save during inflation? While it’s significantly
Retirement planning can be daunting, but it’s a necessary step towards financial security in your golden years. With the right plan in place, you can enjoy your retirement years without worrying about running out of money. In this article, we’ll discuss what retirement planning is, why it’s important, and we’ll provide you with a step-by-step guide to help you
Saving money while shopping? That sounds too good to be true. But there is a way to get money back on your purchases: Cashback.  Cashbacks are a marketing tool that is becoming increasingly popular and offers benefits for both consumers and retailers. But how does cashback actually work and is it really worth it?  In this article, we’ll explain
Finally traveling again. After three years of COVID-19, it’s possible to go on vacation this season. Financial experts reveal their tricks to keep it affordable.  Here’s How to Save on Vacation in 2023  It’s spring 2023, and high time to plan – and finance – this year’s vacation. Unfortunately, though, now that the Covid 19 pandemic is under control,
Debt is a reality for many of us. While it can be a useful tool for achieving important financial milestones like owning a home or completing a college education, it can also be a significant source of stress and worry. Especially in times of inflation, when prices for daily necessities are sky high and financial insecurity is severe. If you
The year 2022 was a year of staggering financial uncertainty. Inflation reached record highs, and fears of recession, i.e., a decline in economic growth and resulting job losses, leaves consumers wondering when will prices go down. In January this year, record levels of inflation continued to batter consumers, as everything from food to rent to energy continued to climb.
We could pick any arbitrary number of reasons why you deserve a raise. The simple fact is that you probably deserve one just because you’re awesome. Otherwise why would you be here?  But seriously: the proper functioning of the free market requires that workers constantly press for the best possible conditions from their employers. Not only is it ok
Inflation is slowing – but prices for energy, especially natural gas and crude oil, are still at record levels in early 2023.  Many economists agree that most of the increase that we have seen in energy prices can be attributed to simple supply and demand. The world is highly dependent on fossil gas to meet its energy needs, but
Are we in a recession? Our financial experts already got to the bottom of this question in August 2022. Their conclusion: the consequences of the pandemic and inflation have already foreshadowed an imminent recession last summer.  Now most economists agree: a recession in 2023 is inevitable; the only question is how hard it will hit consumers.  The outcome depends
2022 was a year of financial struggles for many. The pandemic, inflation, and the beginning of a recession not only made our lives more expensive and took away many jobs, but also made us worry about the future. When will prices for gasoline, electricity, gas and food finally go down again? And when will the economy recover from these
According to leading cybersecurity experts at F5, the COVID-19 pandemic saw an over 200% rise in the incidence of phishing attacks, as well as a rise in other forms of cybersecurity threats around the world. The pandemic lockdowns pushed far more of the world’s workers to hybrid or fully-online working arrangements, creating many new vectors for cybersecurity threats than
It’s December 2022. For about a year and a half, consumers around the world have been experiencing sky-high prices for nearly all everyday necessities. The culprit is inflation, i.e. the broad increase in the prices of goods and services, resulting in a loss of purchasing power. While general inflation in the European Union was at 0.5% in 2020, it’s

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