PSD2 Licensed Account Information Service Provider

Open Banking APIs for Developers

Build powerful financial applications powered by BudgetBakers AISP solution. Access real-time banking data from over 15,000 institutions worldwide through our secure APIs.

Interested in our APIs? Reach out to discuss your needs

Enterprise-Grade Banking Infrastructure

Everything you need to build financial services at scale

Global Bank Coverage

Connect to 15,000+ banks and financial institutions across 80+ countries. One API for worldwide access.

Real-time Transactions

Access account balances, transactions, and payment history in real-time. Webhook notifications for instant updates.

Bank-Level Security

ISO 27001 certified, DORA compliant. End-to-end encryption and secure token-based authentication.

AI-Powered Enrichment

Automatic transaction categorization and merchant identification using machine learning algorithms.

Compliance First

Licensed by the Czech National Bank as an Account Information Service Provider (AISP) in the EU, operating in full compliance with DORA, GDPR, KYC, and AML.

Developer-Friendly

RESTful APIs, comprehensive SDKs, sandbox environment, and detailed documentation to get you started quickly.

Powerful API Endpoints

Complete access to banking data through simple, well-documented endpoints

GET/api/v1/accounts

Retrieve all accounts for authenticated user

GET/api/v1/transactions

Get transaction history with filtering and pagination

GET/api/v1/balances

Real-time account balance information

POST/api/v1/categorize

AI-powered transaction categorization

PUT/api/v1/webhooks

Configure real-time event notifications

Quick Start Example

Get started in minutes with our simple API

JavaScript / Node.js
// Initialize BudgetBakers API client
const BudgetBakers = require('@budgetbakers/api');

const client = new BudgetBakers({
  apiKey: 'your_api_key',
  environment: 'production'
});

// Get user accounts
const accounts = await client.accounts.list();

// Fetch recent transactions
const transactions = await client.transactions.list({
  accountId: accounts[0].id,
  from: '2024-01-01',
  to: '2024-12-31',
  limit: 100
});

// Categorize transactions
const categorized = await client.ai.categorize(transactions);

console.log(`Found ${transactions.length} transactions`);
console.log(`Categories: ${categorized.categories.join(', ')}`);

Build Amazing Financial Products

Our APIs power innovative fintech applications across various industries

Personal Finance Apps

Build budgeting tools, expense trackers, and financial planning applications

Accounting Software

Automate bookkeeping with real-time transaction imports and categorization

Lending Platforms

Assess creditworthiness with comprehensive financial data inputs

Investment Tools

Track portfolio performance and analyze investment opportunities

Analytics Platforms

Provide financial insights and spending analytics for businesses

World-Class Developer Support

We're here to help you succeed every step of the way

Comprehensive Docs

Detailed API documentation with code examples in multiple languages

Developer Community

Active community forum and dedicated Slack channel for support

Enterprise Support

Dedicated account managers and priority support for enterprise clients

Ready to Build with Our APIs?

Get in touch with our business team to discuss your project requirements and learn how we can help you integrate banking data into your applications.

Our business team will respond within 24 hours to discuss your needs