Privacy and Security Policy

Your privacy matters to BudgetBakers (“BudgetBakers” or “Provider”). This Privacy and Security Policy explains how we protect your personal information provided through our Website or Wallet. This Privacy Policy also applies to your use of Premium features that are available through our services of Third parties that we control or interact with.

We regularly re-evaluate our privacy and security policies and adapt them to comply with the latest standards and development.

We are committed to maintaining the confidentiality, integrity and security of any Personal Information about our users. We stress our Privacy and Security Policy to safeguard our users against identity theft and/or other related illicit use of our users’ Personal Information. Therefore, BudgetBakers will use commercially reasonable methods to secure your Personal Information in our files and systems.

Definitions and Interpretations

In these Terms of Services, unless the context requires otherwise:

Terms means set of rules, conditions and terms which are stated to define regulations of use of products and services made available by Provider.

Provider means company BudgetBakers s.r.o. (contact information provided in Contacts section at www.budgetbakers.com).

Services means Wallet, App, Website and other Content created by Provider.

User means a person who uses Services, Applications, Websites or reads Content created or made available by Provider.

Wallet means an App which was created by Provider to record Users’ income and expenses.

App means a specialized program (application) utilized for mobile devices.

Website means a connected group of pages available at www.budgetbakers.com on the World Wide Web, regarded as a single entity with certain Content maintained by Provider.

Premium features mean set of services which are bringing certain value for certain users and are accessible during trial period or via in-app-purchase.

Sharing means to grant specific Users access to online Content in Wallet or Website. This is done via Premium feature called Group sharing where User can invite and select Users by his or her choice to give them access and roles to view, manage or admin Content in Wallet.

Bank Connections means automated algorithm in the App which is created by Provider and Third party, which is used by User and with permission given to Wallet from User to access information from various types of bank accounts owned or maintained by User in order to read data from this bank account and display them in Wallet. Wallet is only displaying information from bank accounts, Wallet is not designed and therefore not able to change, modify or send any information in User’s bank account.

Content means something that is to be expressed in the Wallet, App, Website or other media, as speech,writing, film, clip, video or any of various arts. Content can be created by Provider or by User.

Personal information means any type of information about the User which is not public, such as name, email address, billing address, age, gender, credit card information and others.

Third party means an organisation which Provider cooperates with to be able to provide certain parts of Service.

Cookies means a small amount of data, which often includes an anonymous unique identifier, that is sent to your browser from a website’s computers and stored on your computer’s hard drive.

Web beacons means images (single-pixel gifs) embedded in a web page or email for the purpose of measuring and analyzing site usage and activity.

Offer means any unspecified marketing activity which can be displayed to User

General Information

Information Gathering

Use of information

Cookies

Data Storage

Third-Party Sites and Advertising

Third parties websites such as lenders, banks, brokerage institutions and credit card issuers (collectively “Offers”) may offer a number of services and products that may complement your use of our Services, and may be advertised by us on our Website. For example, you may choose to access another website, purchase products from it, or conduct transactions through third party links. The use of any Personal Information you provide will be governed by their privacy policy for that website. Always check the privacy policy of any website that you access. Your acceptance to use these separate products and services, and to disclose your information and consequently allow them to collect your Personal Information is governed by their privacy policy which we do not control. Provider will have no liability for any loss or damage that you may incur through sharing of your Personal Information to these third parties websites or your use of any Offer. You should evaluate the practices of external services providers before deciding to use their services. Any use of third party websites is at your own risk.

Blogs and other Forums on our Website

Information submitted in public forums such as the bulletin board, blog or chat rooms can be collected, read and used by other users. Such information can also be used to send you spam and other unsolicited messages. Provider is not responsible for any damage incurred whatsoever, whether known or unknown, resulting from the use of your Personal Information submitted at any forum or blog on our Website. These forums may be hosted by Provider or by one of our third party service providers on Provider’s behalf. Provider encourages all users to embrace pseudonymous identities, especially when you are in our public forums, blogs or any other public aspects of the Website thereof.

Banks Connection Users specific information

Bank Connection Premium Feature is designed to make the process of adding records to Wallet quicker and easier by using an automated algorithm in the App. If you sign up for this Premium Feature, you agree to be bound by our Terms of Services and Third Party End User License Terms and this Privacy and Security Policy. All your Personal Information provided in connection with or accessed during your participation in the Bank Connection feature will be treated in accordance with our Privacy and Security Policy. Your Account Information and all other data accessed through the Bank Connection feature is transmitted through secured protocols in an encrypted mode and is temporarily stored on our servers. You can also cancel your usage of this Premium feature at any time by deleting your profile, which will result in immediate deletion and removal from our servers of all the data received in connection with your usage of the Bank Connection feature.

Data Deletion Policy

You have the right to request that your Personal Information be deleted from our primary production servers. You own your data. Anytime you want your data removed from our system, you can request us to delete your account from our production servers. As a result, your data will be excised permanently from our production servers and further access to your account will be impossible. Additionally, any connection we had established to your Account Information will be disconnected. However, for purposes of ensuring continued ability to serve you in case of malfunction or damage to our production servers, we retain backups of portions of your data derived from your Account Information on our production servers. Your aggregated data is stored in these servers indefinitely. We reserve the right to use any aggregated or anonymous data derived from or incorporating your Personal Information.

You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of account registration. If your Personal Information changes, or if you no longer want to use our Services, you may correct or delete inaccuracies, or amend information by making the change at any time via the Service. However, in some instances we cannot delete all information we hold about you. Please see further: Data Retention.

Data Retention

Archived information will not be deleted unless and until your entire account with Provider is deleted. However, Provider may keep some or all of your information on supporting files, if required by any laws, rules or regulations to do so. All such archived information will be treated in accordance with the terms of this Privacy Policy.

Privacy policy – Etrust.org additional policies

Contact

How to contact the company which issued the certificate eTrust policy

Children’s Privacy Protection

Disclosure of personally identifiable information to third parties

Technologies used for tracking of web usage statistics

Disclose of information to government agencies and other organisations

Personally identifiable information gathered by Provider from public sources

Change of personal data

Bankruptcy or end of service

The validity of these conditions

Security policy

Physical Security

Communications

Data protection

Credit card safety

Final provisions

Disclosure

Changes

These conditions are effective and published on October 12th 2016.