These Terms of Services (the “Terms”) apply to users of mobile application Wallet (the “Wallet”) or its web application located at www.budgetbakers.com, and to visitors of portal www.budgetbakers.com (the “Website”), and to users of any other service, product or content made available by BudgetBakers s.r.o. (the “Provider”). By using or accessing (either with a computer, a mobile phone or other electronic device now or hereafter devised) Wallet or Website (including the mobile version of the website) or any product, content or other service made available by Provider, you agree to be bound by Terms as well as by:

  • Privacy Policy which sets out Provider’s data practices;
  • Any terms provided to you separately or provided in Wallet or on Website to further specify the terms of use of Provider’s services (for example, separate product or program terms, purchase, activation and payment terms);
  • Additional third party terms and conditions as indicated in Terms or in other documents provided in Wallet or on Website.

Definitions and Interpretations

In these Terms of Services, unless the context requires otherwise:

Terms means set of rules, conditions and terms which are stated to define regulations of use of products and services made available by Provider.

Provider means company BudgetBakers s.r.o. (contact information provided in Contacts section at www.budgetbakers.com).

User means a person who uses services, applications, websites or reads content created or made available by Provider.

Wallet means an App which was created by Provider to record Users’ income and expenses.

App means a specialized program (application) utilized for mobile devices.

Website means a connected group of pages available at www.budgetbakers.com on the World Wide Web, regarded as a single entity with certain Content maintained by Provider.

Premium features mean set of services which are bringing certain value for certain users and are accessible during trial period or via in-app-purchase.

Sharing means to give specific Users access to online Content in Wallet or Website. This is done via Premium feature called Group sharing where User can invite and select Users by his or her choice to give them access and roles to view, manage or admin Content in Wallet.

Bank Connections means automated algorithm in the App which is created by Provider and Third party, which is used by User and with permission given to Wallet from User to access informations from various types of bank accounts owned or maintained by User in order to read data from this bank account and display them in Wallet. Wallet is only displaying informations from bank accounts, Wallet is not designed and therefore not able to change, modify or send any information it Users bank account.

Content means something that is to be expressed in the Wallet, App, Website or other media, as speech,writing, film, clip, video or any of various arts. Content can be created by Provider or by User.

Definition of Wallet

Wallet is an App, which was developed by Provider and is available for devices running on Android and iOS system and desktop internet platforms. Purpose of Wallet is tracking of expenses and incomes of the user. Usage of this app is defined in Terms, which were issued by Provider and accepted by User.

General Conditions (Terms summary)

The service is provided on “as is” and “as available” basis. Support for Providers services is only available in English and Czech, via email. You acknowledge that Provider uses third party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to run Wallet. You must not modify, adapt or hack Wallet or modify another website so as to falsely imply that it is associated with the Wallet or Website or any other Provider’s service. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of Wallet, use of Wallet, or access to the Wallet without the express written permission from Provider. Provider may, but have no obligation to, remove Content and accounts containing Content that he determines in his sole discretion to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or to be violating any party’s intellectual property or these Terms. Verbal, physical, written or other abuse (including threats of abuse or retribution) of any Provider’s customer, employee, member, or officer will result in immediate account termination. You understand that the technical processing and transmission of the Service, including your Content, may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. You must not upload, post, host, or transmit unsolicited email, SMS, or “spam” messages. You must not transmit any worms or viruses or any code of a destructive nature. If your bandwidth usage significantly exceeds the average bandwidth usage (as determined solely by Provider) of other Provider’s customers, Provider reserves the right to immediately disable your account or throttle your file hosting until you can reduce your bandwidth consumption. Provider does not warrant that (i) the service will meet your specific requirements, (ii) the service will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the service will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, and (v) any errors in the Wallet will be corrected. You expressly understand and agree that Provider shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Provider has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; (v) or any other matter relating to the service. The failure of Provider to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. The Terms of Service constitutes the entire agreement between yourself and Provider and govern your use of Wallet, superseding any prior agreements between yourself and Provider (including, but not limited to, any prior versions of the Terms of Service). Your use of Wallet is at your sole risk. You agree that these Terms  and Your use of the Service are according to the Czech law.

Questions about the Terms of Service should be sent to support@budgetbakers.com

Third-party Services

Wallet uses functionalities and services from third-party subjects such as: Facebook Login, Google Login, Saltedge – Salt Edge Customer Data API & Services and its End User Licence Terms or others. By accepting this, user acknowledge that there may be terms and conditions or privacy policies which applies for use of third-party services. Provider hold no control of malfunction or disruption of third-party service and does not guarantee it.

App stability and consistency

There may be situations, when App may be temporarily not available in some of it’s parts or the service will be interrupted due technical reasons. Stability and consistency of the service of App is not guranted.


If you have any queries you can reach Provider via contacts provided in Contacts section. Please consider, that the support to Wallet may be constrained due to the limited capacity of Provider.

Your use of Wallet

You have to use Wallet or Website only in accordance with Terms. You should not use Wallet or Website when the usage would distract your ability to concentrate on situations which may cause death or are dangerous to your personal health as well as health of others. Examples include driving a vehicle, working with hazardous materials, working with electrical appliances, moving sharp edges, walking in the crowds etc. Any damages and losses related to such inappropriate usage are sole responsibility of User.

Permissions and Privacy Policy

To access Wallet features you have to grant Provider access permissions required by Wallet. This access will be used only for the activities related to functionality of Wallet, no other information are scanned on your mobile device. Further information can be found in the “Privacy Policy" Your disagreement with those terms can be expressed by deleting your account at any time.

User Account Terms

Provider does not review the user Content, but reserves the right to remove or disable access to any user Content for any reason.

You are responsible for maintaining the security of your account and password. Provider cannot and will not be liable for any loss or damage resulting from your failure to comply with this security obligation.

You are responsible for all Content posted and activity that occurs under your account (even when Content is posted by others who have their accounts Shared under your master account).

You may not use Wallet for any illegal or unauthorized purpose. You must not, by using Wallet, violate any laws in your jurisdiction (including but not limited to copyright or trademark laws).

You may only use Wallet if you are over 13. By using Wallet you are affirming that you are over 13 years of age and that you have read, understood and agree to these Terms of Services.

Premium Features and Prices

There are premium features in Wallet which you can purchase as an inapp-purchase. List of the premium features can be found at: https://budgetbakers.com/features/

The price of inapp purchase can be found in specific part of Wallet. Prices are subject of change and can be modified anytime.

Cancellation and Termination

Your account can be canceled by sending cancellation request to support@budgetbakers.com All of your Content will be deleted from Wallet upon cancellation within 5 working days. This action cannot be recovered once your account is cancelled. If the Service is canceled before the end of your current paid up month, your cancellation will take effect immediately and you will not be charged again. Provider, at his sole discretion, has the right to suspend or terminate your account and refuse any and all current or future use of Wallet, or any other Provider’s service, for any reason at any time. Such termination of the Service will result in the deactivation or deletion of your account or your access to your account, and the forfeiture and relinquishment of all Content in your account.

Modifications to the Service and Prices

Provider reserves the right at any time and from time to time to modify or discontinue Wallet (or any part thereof), temporarily or permanently, with or without notice. Prices of all Premium features, including but not limited to monthly/annually subscription plan fees to the Premium features, are subject to change upon 30 days notice from Provider. Such notice may be provided at any time by posting the changes to the Website or in Wallet. Provider shall not be liable to you or to any third party for any modification, price change, suspension or discontinuance of Wallet.

Copyright and Content Ownership

Provider claims no intellectual property rights over Content you provide to the Service. Your profile and materials uploaded remain yours. However, by using Sharing functionality to share your account with others, you agree to allow others to view your Content. You shall defend Provider against any claim, demand, suit or proceeding made or brought against Provider by a third party alleging that your Content, or your use of Wallet in violation of this Terms, infringes or misappropriate the intellectual property rights of a third party or violates applicable law, and shall indemnify Provider for any damages finally awarded against, and for reasonable attorney’s fees incurred by, Provider in connection with any such claim, demand, suit or proceeding; provided, that Provider (a) promptly gives you written notice of the claim, demand, suit or proceeding; (b) gives you sole control of the defense and settlement of the claim, demand, suit or proceeding (provided that you may not settle any claim, demand, suit or proceeding unless the settlement unconditionally releases Provider of all liability); and (c) provides to you all reasonable assistance, at your expense.

The look and feel of Wallet is owned by Provider. All rights reserved. You may not duplicate, copy, or reuse any portion of the HTML/CSS, Javascript, or visual design elements or concepts without express written permission from Provider.

Contact Information

Company address:

BudgetBakers s.r.o.

Company ID: 02882957

Mr. Jan Muller (founder)

U Sladovny 196, Lochkov

154 00 Prague 5

Czech Republic

email: support@budgetbakers.com


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