ShareCost vs Splitwise

Split expenses with friends. Without hitting a paywall.

ShareCost is a free expense-splitting app with nothing behind a paywall; Splitwise locks its most useful features behind a $4.99/month Pro subscription.

Free to use. No card, no trial period, no Pro tier.

GroupsEdit
Beach Trip
JKR+1
4 members
Your balance−$11.70
The Gang
TSM+4
7 members
Your balance−$13.25
Apartment Stuff
AJL
3 members
Your balance+$42.00
+

What splitting a bill costs

ShareCostFree
$0
per month, per year, per group

Every feature is included for everyone. There is no Pro tier to upgrade to and nothing that stops working when your trip gets big.

Splitwise ProSubscription
$4.99
per month, or roughly $29.99–$39.99 a year

The annual price depends on your region. The free plan stays usable, but several everyday features sit behind the upgrade prompt.

Splitwise Pro pricing accurate as of July 2026, per splitwise.com/pro. We compare the free plans where features overlap.

Feature by feature

Everything below is included in ShareCost at no cost. “Pro” means a Splitwise subscription is required.

ShareCost vs Splitwise: what each app includes at no cost.

FeatureShareCostSplitwise
Split equally, by percentage or exact amountsIncludedIncluded
Unlimited groups and membersIncludedIncluded
Simplified settlement — fewest possible transfersIncludedRequires Pro
107 currencies with automatic conversionIncludedRequires Pro
Receipt scanning — photo in, expense outIncludedRequires Pro
Search and filter past expensesIncludedRequires Pro
No adsIncludedRequires Pro
Add expenses offline, sync when you're backIncludedNot available
Full web app — nothing to installIncludedIncluded
Connects to Wallet by BudgetBakersIncludedNot available
What you payFree$4.99/mo

Splitwise Pro pricing accurate as of July 2026 — see Splitwise Pro pricing. Page last updated .

Why it's free

A fair question, with a straight answer.

Free, not free-for-now

There's no plan to lock features away later. What you get today is what you keep.

Our paid apps cover the cost

BudgetBakers is funded by our other apps, Wallet and Board. That's why ShareCost can be free for everyone.

Built by a team that knows money apps

BudgetBakers has been making finance apps trusted by millions since 2013. ShareCost is the newest part of that.

Move your groups over

Leaving Splitwise? Take your records with you

Splitwise exports one group at a time, and ShareCost imports the same way — group by group. Your trip or your shared flat arrives in ShareCost with its expenses intact, so nothing is left behind when the subscription ends.

Start with your first group
1

Export the group from Splitwise

Open a group in Splitwise and download its expenses as a spreadsheet. One file per group.

2

Import it into ShareCost

Create the matching group in ShareCost, upload that group's file, and check the members and amounts line up.

3

Invite the group and carry on

Send everyone the invite code, repeat for any other groups, and cancel the subscription you no longer need.

Frequently asked questions

Is ShareCost really free?

Yes. ShareCost is free for everyone, with no paid tier. Splitting, groups, balances, 107 currencies, receipt scanning, offline entry and the web app are all included at no cost.

What does Splitwise Pro cost?

Splitwise Pro is $4.99 per month, or roughly $29.99 to $39.99 per year depending on your region. Pricing accurate as of July 2026.

Which Splitwise features require a Pro subscription?

Splitwise reserves simplified settlement, automatic currency conversion, receipt scanning, expense search and an ad-free experience for Pro subscribers. All five are free in ShareCost.

Can I import my Splitwise groups into ShareCost?

Yes. Splitwise exports one group at a time as a spreadsheet, and ShareCost imports the same way: export the group from Splitwise, create the matching group in ShareCost, upload the file, then invite the members.

How does BudgetBakers make money if ShareCost is free?

BudgetBakers is funded by its other apps, Wallet and Board. ShareCost does not need to charge its users.

Do I need to install anything to use ShareCost?

No. ShareCost runs in any browser at my.sharecost.app, and native apps are available for iOS and Android.

Try it before your next renewal

Web, iOS and Android. Free to use, with every feature included.

Splitwise is a trademark of Splitwise, Inc. and is not affiliated with BudgetBakers. Comparison based on publicly available pricing and feature information at the time of writing.