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It’s that time of the year again and the holidays are almost around the corner. While we prepare ourselves for the joy and celebrations of the holidays, we also have to prepare our finances to get through this season unscathed. Holidays are the time that most of us overspend. There is the pressure to visit family, give gifts, decorate
The fairy lights are already up and holiday tunes are filling the air. It is the season of fun and celebrations. And, also of a lot of spending. According to retail surveys, people around the world are expected to spend upward of $400 per person during the holidays this year. With so many discount offers and sales notifications, it

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