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They live in panel trucks and trailers on side streets and in the corporate parking lots of tech giants. They couch surf, or rent out their own bedrooms on Airbnb, camping in the back yard or under a desk at work. They’re young, unmarried, and unattached, living debt free, eating free meals, and scrimping for every penny. They talk
Maintaining a sensible budget is about more than just limiting your spending. After all, there will be times in your life when you’ll be able to spend more and save money easily, just as there will be times when saving will be a struggle every month. In a way, your money habits are no different from your eating habits,
Our customers at BudgetBakers are, we feel confident in saying: very disciplined in their personal finances. And yet, there are some budgeting failure scenarios that are almost impossible to avoid. This will be a light hearted post about 11 of those budgeting fails. Plus some budgeting pro tips. Ever done an epic fail of budgeting? You’re not alone! Let’s
You probably spend more on monthly subscriptions than you think – a lot more. That’s what a study by West Monroe, a Chicago-based technology consulting firm, suggests. In their comparison between 2018 and 2021, they show how much the average American spent on subscription services over these three years and how much they underestimated their spending.  West Monroe surveyed
TL;DR: Tracking helps you identify spending patterns and unearth much deeper issues with your finances than you can imagine. Learn why it is important to track to bring order to your finances. Tracking expenses is boring, monotonous and takes all the time in this world. Is this how you feel? Or, have you tracked your expenses at some point
It’s that time of the year again and the holidays are almost around the corner. While we prepare ourselves for the joy and celebrations of the holidays, we also have to prepare our finances to get through this season unscathed. Holidays are the time that most of us overspend. There is the pressure to visit family, give gifts, decorate
The fairy lights are already up and holiday tunes are filling the air. It is the season of fun and celebrations. And, also of a lot of spending. According to retail surveys, people around the world are expected to spend upward of $400 per person during the holidays this year. With so many discount offers and sales notifications, it
You’re finally doing a job you love and are earning a good enough salary. But is your money running out too soon? Do you find yourself frustrated just days after payday, struggling to come up with ways to pay that nth bill? And, would a tiny emergency send your finances into a tailspin? You’d be surprised to know that,
What started as one man’s dream to develop a tool to manage his finances has now become a full-blown startup, BudgetBakers, employing a motley team of talented individuals, all working towards helping the world lead a richer life. Who are we, really? Many of us began our journey with BudgetBakers, like you, as users of Wallet. As a team,
So when do we know that Summer has officially come to an end? Yes, of course, when it’s time to start buying back-to-school supplies. Whether you are a student or a parent, this is a tough time in terms of your finances, because, you do want to stretch that dollar but also want to make sure that you can
Learn the ropes on how to save money while travelling We live in the age of experiences and millennials are the ones who seek them more. Travel has become their middle name and, being the hustlers they are, it is safe to say that millennials are the ones who make sure they stretch their dollars the most while on
How good it feels to roam around quaint streets, gobble street food, get your feet wet on the beach or just lose yourself watching a beautiful sunset at your dream destination! But anyone who has ever travelled knows that all this magic comes together as a result of extensive and efficient planning. From booking tickets to deciding what to
We live in the age of the sharing economy and the way we travel is changing with each passing day. Most of us are already letting others use our homes, cars and other assets and making money by just sharing what we own. But today we’re going to talk about a different way of sharing and spreading happiness while
So you’ve decided on your dream summer destination and are all set to take off? Or, are you still finalising plans, booking stuff and looking forward to your upcoming holidays? Or, are you just saving up for your much-needed vacation? Whatever may be the case, you need a travel budget! Period. But why, you may be wondering! Some of
Have been waiting at the baggage carousel for over an hour and your bags are nowhere in sight? Or, are you stuck midway to your dream destination, thanks to a flight delay? How frustrating it would be to make a detailed plan of your trip only to be met with annoying travel issues like delayed flights and lost baggage!

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