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How Automation Will Affect Your Career

The advent of ChatGPT and its many competitors certainly puts younger workers in mind of automation and its effect on their careers in the near future. In 2023, it’s unclear to most people under 40 how automation is going to affect their jobs going forward. Today we’re going to give you a brief overview of the most important short
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Renting out an apartment

How to Budget for a House

Today may well feel like one of the worst times imaginable to buy a home. Indeed, interest rates are the highest they’ve been in decades, and the prices of homes in most developed regions are out of reach even for the average middle class buyer. That’s why millions of people are currently struggling to find an affordable property and wondering
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Budgeting for happiness

Budgeting For Happiness

For millennials and Gen-Z, especially in western countries, the meaning of work and a happy life have changed drastically in recent years. Especially in America, the promise of opportunities and financial stability with the help of budgeting that came with a college degree or technical education has evaporated for many of us. The cost of education has grown completely
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sustainable shopping tips

Buy to Last: 14 Sustainable Shopping Tips

Today we live in a culture of consumption and waste. Consumers are encouraged to buy the latest, shiny new device or piece of clothing, usually at discounted prices, in bulk – the opposite of sustainable shopping. The problem is that fast fashion and other cheaply made consumer novelties are usually not made to last. Not only this, but what
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Save on energy

6 Smart Ways to Save on Energy in 2022-23

With energy prices around the world rising out of control, the biggest worry for households this winter is paying the energy bills. In this article, we’re going to talk about how to make sure you’re not overpaying for energy, with 6 simple tricks to reduce your energy footprint, and save on energy. So let’s get started!  Know your Footprint
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Renting out an apartment

Is it a Housing Crisis?

You’ve probably heard that the world is in the midst of a global housing crisis. You may have noticed it yourself, if you’ve been in the market for a new home, or even just a rental. Houses are in short supply, while prices are sky high, and the cost of borrowing is through the roof. How many “it’s really
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inflation

8 Budgeting Fails You Won’t Admit Have Happened To You

Our customers at BudgetBakers are, we feel confident in saying: very disciplined in their personal finances. And yet, there are some budgeting failure scenarios that are almost impossible to avoid. This will be a light hearted post about 11 of those budgeting fails. Plus some budgeting pro tips. Ever done an epic fail of budgeting? You’re not alone! Let’s
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Gaming Budget

Gaming: The Budget Killer Nobody Really Talks About

Open any newspaper to read about how spending habits have changed over the past few years. They will tell you that spending on in-person retail, restaurants, and services were all down massively in 2020 and slow to recover since. Spending on movie streaming services, on the other hand, skyrocketed. One thing they probably won’t mention is one of the emerging
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Airbnb

Airbnb Finance 101: Prague Studio 

For our second post detailing the financials of a real Airbnb, we turn to a real member of the BudgetBakers team who owns an Airbnb in Prague, our home city, and who helped us develop our Airbnb Revenue Calculator.  They have graciously shared their statistics to give us a sharper picture of what the economics of Airbnb look like.
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Airbnb

Is Airbnb a Good Investment?

Maybe you’ve stayed in an Airbnb or two. Maybe you’re even a big fan. But have you ever considered investing in your own Airbnb? Many of our readers have probably asked themselves at some point whether running an Airbnb would be a worthwhile investment of their time, money, and energy. Perhaps some have deeply investigated, while others may only
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monthly subscription spend US

BudgetBakers’ Big Book of VOD Streaming Services

4 hours and 49 minutes – that is how much time the average American spends watching TV per day. Live TV accounts for 2 hours 53 minutes, time-shifted TV for 34 minutes, and on-demand streaming for 1 hour 22 minutes. That’s according to a report from Nielsen, a global data measurement firm.  According to their findings, 82% of viewers
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Saving for vacation

How to Save For Vacation in 2022

While my colleague Leonie has focused on writing about budgeting for a college student’s summer holidays, I decided to create some sample budgets to show how to save for vacation as an “adult”. Unlike the budgets of my colleague, these examples are aimed at more “adult” vacationers with a slightly larger budget – but also more expenses.  I’m going
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Scam

What Really Keeps People in Poverty P. 1

Across the world in the last two years, millions of people have been forced -or indeed, finally permitted- to reevaluate the conditions in which they live and work. Many have begun, if not to openly demand reforms in our ways of working and living, then at least to formulate their grievances and discuss them. Online communities like /r/antiwork have
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What Inflation Means For You In 2022

Inflation is growing, and that’s not good news for your pocket money. But what is inflation, and what can you do to combat its effects?
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charity

How Much Should You Give to Charity?

How much should you give to charity? To save the reader any suspense, that isn’t a question we feel we can answer for you. No. This post isn’t about answering that question, instead, it’s about asking it. Many of us give to charity. Even more of us want to give to charity, and even more of us still just
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