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The Impact of Daily Habits on Your Budget: Part Two

Financial Habits For Success:  In their paper on financial planning in the Journal of Economics in 2003, Ameriks et al. posed the question of how households that begin with a similar level of wealth and income tend to diverge over time, with some becoming wealthier, while others did not. A leading indicator for future wealth was “propensity to plan,”
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Top 6 Personal Finance Experts on How To Save Money This Holiday Season

It’s that time of the year again and the holidays are almost around the corner. While we prepare ourselves for the joy and celebrations of the holidays, we also have to prepare our finances to get through this season unscathed. Holidays are the time that most of us overspend. There is the pressure to visit family, give gifts, decorate
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Introducing Wallet Life on Wallet

Ever heard of some awesome new service that helps you save some money or whip up some extra cash and were left thinking, “Damn! Why didn’t I hear of this earlier?” So to save you from that FOMO and to make it easier for you to avail the best services, we are introducing a brand new section on Wallet
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How To Create A Realistic Holiday Budget And Stick To It

The fairy lights are already up and holiday tunes are filling the air. It is the season of fun and celebrations. And, also of a lot of spending. According to retail surveys, people around the world are expected to spend upward of $400 per person during the holidays this year. With so many discount offers and sales notifications, it
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break paycheck to paycheck cycle

Top 3 Reasons Why You’re Still Living Paycheck To Paycheck (And How To Fix Them)

You’re finally doing a job you love and are earning a good enough salary. But is your money running out too soon? Do you find yourself frustrated just days after payday, struggling to come up with ways to pay that nth bill? And, would a tiny emergency send your finances into a tailspin? You’d be surprised to know that,
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How This Millennial Uses Wallet To Bring Order To His Life

All of us are busy and have to remember to do a lot of things. It is, then, quite possible that we may miss out on a few important things. And, maybe these small things are what makes the real difference to our health, relationships, career or dreams. We set out to help ordinary people lead a rich life
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A Step-by-Step Guide To Setting Good Financial Goals And Achieving Them

Is anxiety your first reaction to your finances? Are you worried that you will soon be drowning in debt? Or, are you convinced that you are never going to save enough money to enjoy the good things in life? A lot of us wait for our finances to hit rock-bottom to actually take a look at what’s going wrong.
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4 Questions That Will Help You Stop Spending Money On An Impulse

We’ve all done it! We’ve bought something we don’t really need, spent money on an impulse, tucked something away because we didn’t like it after using it just once or even given something away because we never used it. The question we have asked ourselves whenever we did any of this was, “why did I even buy this in
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back to school shopping

How To Save Money While Shopping For Back-To-School Supplies

So when do we know that Summer has officially come to an end? Yes, of course, when it’s time to start buying back-to-school supplies. Whether you are a student or a parent, this is a tough time in terms of your finances, because, you do want to stretch that dollar but also want to make sure that you can
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save-money-while-travelling

101 Ways To Save Money While Travelling in 2018

Learn the ropes on how to save money while travelling We live in the age of experiences and millennials are the ones who seek them more. Travel has become their middle name and, being the hustlers they are, it is safe to say that millennials are the ones who make sure they stretch their dollars the most while on
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How To Make Money While Travelling By Sharing Spare Luggage Space

We live in the age of the sharing economy and the way we travel is changing with each passing day. Most of us are already letting others use our homes, cars and other assets and making money by just sharing what we own. But today we’re going to talk about a different way of sharing and spreading happiness while
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Introducing Labels on Wallet

At BudgetBakers, we put you, our users, first. Always. We want Wallet to be useful for you. We want it to help you manage your money in the simplest possible way. We want you to lead stress-free, happier and calmer lives. We want you to forget about all the anxiety that comes with managing money and treat it as
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5 Small But Smart Ways To Save Money Every Day Without Even Realizing

When it comes to personal finance, most of us know all the rules — spend less than you earn, save for a rainy day and so on, right? Then, why is it that time and again studies point to money or financial angst as the biggest cause of stress for people around the world? Why don’t we follow these
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Are You Waiting for the First Day of a Month to Start Budgeting? Don’t. Here’s How You Can Start Now

The biggest lie you tell yourself every time you feel out of control or stressed out about your finances is: “I will put things in order starting next month”. We all know that ‘next month’ (or next payday, or next week, or tomorrow…) never really comes. The truth is that you are only setting yourself up for failure by
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How To Make The Chat About Money With Your Partner Less Awkward  

Talking about money can be awkward. No matter where you are and no matter with whom you are having that conversation. As a society, we are not taught to be open about our finances. In fact, studies have shown that people find talking about money even more difficult than discussing one own’s death, politics and even religion.Most of you
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